Pandemic personal finance update finale: A 10-point checklist of things you should have done by now to protect or improve your money situation

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Welcome to The Globe and Mail’s comment community. This is a space where subscribers can engage with each other and Globe staff. Non-subscribers can read and sort comments but will not be

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Welcome to The Globe and Mail’s comment community. This is a space where subscribers can engage with each other and Globe staff.

We aim to create a safe and valuable space for discussion and debate. That means:

If you do not see your comment posted immediately, it is being reviewed by the moderation team and may appear shortly, generally within an hour.

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Comments that violate our community guidelines will not be posted.

Welcome to The Globe and Mail’s comment community. This is a space where subscribers can engage with each other and Globe staff.

We aim to create a safe and valuable space for discussion and debate. That means:

If you do not see your comment posted immediately, it is being reviewed by the moderation team and may appear shortly, generally within an hour.

Subscribers who are logged in to their Globe account can post comments on most articles for up to 48-hours following the publication of an article on globeandmail.com. Closing comments after

a short window of time helps to ensure effective moderation so that conversations remain civil and on topic. Comments may also be closed at any time for legal reasons or abuse.

Comments that violate our community guidelines will not be posted.