Can i take my pension fund in cash?

Express

Can i take my pension fund in cash?"


Play all audios:

Loading...

But it is so small, he would prefer to take the policy’s value of £3,467 as a cash lump sum. “Am I correct to assume that because my £6,311 a year, plus the £3,467, does not exceed the


lifetime allowance of £17,500,  I can do this?” If the value of your pension rights is below a certain level, it may be possible to exchange them for a lump sum. This is possible only if the


total number of pensions held does not exceed the 1 per cent lifetime allowance — currently £17,500. The key word is “total” and relates to the overall value paid out during retirement.


Independent adviser Kim Barrett explains that, in John’s case, the value of his work pension scheme is about £157,775, according to HMRC calculations. “With the small annuity, it amounts to


£161,262,” says Barrett, “which is well in excess of the limit. Savers understandably become confused over this.” The maximum amount of cash John can take from his second pension pot is


likely to be 25 per cent. Contact Barretts Financial Solutions on 01279 652222, or visit www.unbiasedifa.co.uk.


Trending News

Meghan and harry urged to ditch duke and duchess titles

MEGHAN MARKLE 'TRIED TO FORCE CHANGE' IN ROYALS SAYS ANDREWS The pair have used their titles in commercial wor...

Simba great plains announces product plans - farmers weekly

BRITAIN MAY NOT HAVE MANY BIG MACHINERY MAKERS, BUT IT STILL BOASTS A CLUTCH OF SMALL-TO-MEDIUM FIRMS THAT ARE PRODUCING...

Samsung Galaxy Tab 3 V Price, Specifications, Features, Comparison

Samsung Galaxy Tab 3 V tablet was launched in July 2015. The tablet comes with a 7.00-inch display offering a resolution...

Javascript support required...

It's well-past time for the government to take action on bad landlords

Britain has some of the poorest protection for private tenants of any western economy. While British tenants have to set...

Latests News

Can i take my pension fund in cash?

But it is so small, he would prefer to take the policy’s value of £3,467 as a cash lump sum. “Am I correct to assume tha...

The ravages of covid-19 in care homes have illuminated our neglect of the elderly   | thearticle

Two important new facts emerged from the Downing Street coronavirus press conference on Easter Monday. The good news cam...

See: where water tables in france have refilled the most

HALF OF THE GROUNDWATER RESERVES ARE ABOVE THEIR NORMAL LEVELS AFTER A WET AUTUMN France’s groundwater reserves are begi...

Can i install an electric charging point at our flat in france?

THE PROCEDURE – AND EXPENSE – DEPENDS ON WHETHER YOU MAY BE OPEN TO A GROUP PROJECT FOR THE WHOLE BUILDING, OR REQUIRE A...

Why suspending or expelling students often does more harm than good

The number of students being suspended or expelled from Australian schools is “skyrocketing”, according to news reports....

Top