Uk drivers told they can save £263 if they choose the right home

UK households boasting their own driveway and garage may pocket a combined saving of £263 on car insurance, according to GoCompare's data. The average policy rings in at £178 less

costly for those with a secure, lockable garage. A vehicle parked on the drive is generally associated with lower premiums than one housed inside a garage, averaging at £627 – £85 cheaper

than the garage rate. A savvy household with a duo of cars – parking one in a garage and another on the drive – could reap a reduction totalling £263 off their premiums. Conversely,

motorists who park on the street or in communal residential car parks face steeper costs, with average premiums climbing to £729 and £741 respectively. READ MORE: TESCO ANNOUNCES 7PM

'CHARGE' Go. Compare's motor insurance specialist, Tom Banks, explains: "There are various reasons why keeping your car in a garage may result in a more expensive

premium. Some insurers may feel garages can pose their own security risks." Elaborating on these risks, Banks notes: "If the garage is connected to your property, your car could

get taken in the event of a home break-in, while if the garage is unconnected, you may be unable to hear the thief entering your car.", reports Birmingham Live. Tom also suggests that

insurers perceive a greater likelihood of vehicular damage when stored in a garage, citing contemporary cars' increased size making them prone to accidental bumps and scrapes within

tighter spaces. Additionally, items kept in a garage like tools could potentially fall onto a car, causing damage. In concluding advice, Banks remarked: "However, it's key that you

consider your circumstances carefully before changing where you park. "If the alternative to your garage is somewhere more exposed, like on the road outside your home, then your policy

could go up rather than down, and you'd be making your vehicle more vulnerable in the process. "Ultimately, security is the most important factor, so if your garage is the safest

place for your car, then keep it there. "Plus, every provider assesses the risk of where you park differently, so it's important to remember this before switching your parking

place. "Many insurers may still feel that your garage is a safer place to park, so consider the security of all your options and how they may impact your own individual policy before

making a move."