What credit card purchase protection is there in france?

Connexionfrance

What credit card purchase protection is there in france?"


Play all audios:

Loading...

WE LOOK AT WHETHER THERE IS A FRENCH EQUIVALENT TO THE UK’S SECTION 75 RULES ALLOWING CONSUMERS TO REQUEST A REFUND FROM THEIR CREDIT CARD COMPANY READER QUESTION: IS THERE ANYTHING LIKE THE


UK’S SECTION 75 ON BANKS IN FRANCE? There is no direct equivalent to the UK’s Section 75 consumer protection rules, but a ‘chargeback’ procedure does exist in France, which provides similar


protections. As a reminder, Section 75 of the British Consumer Credit Act makes credit companies jointly liable for any breach of contract or misrepresentation by a retailer or trader,


allowing you to make a claim against your credit card company to get your money back, as long as the transaction was for a purchase worth more than £100. The chargeback procedure similarly


allows a consumer who has paid by card to be reimbursed by their bank or card provider, if the seller has not respected their consumer rights. Although European directives make this possible


in certain cases, card issuers such as Visa or Mastercard will often provide greater guarantees. ‘Chargeback’ (or in formal French, _rétrofacturation_) typically covers issues such as


products or services which do not arrive or are not as described, when a firm has gone bankrupt, and unauthorised payments (when, for example, a firm uses your details to sign you up to a


monthly subscription when you only made a one-off purchase). You can exercise this right by contacting your bank with proof and asking it to contact the card issuer. These protections are


less comprehensive than Section 75, as the latter is enshrined in UK law and allows for the full costs of a good or service to be refunded, even if only part has been paid by card. RELATED


ARTICLES FRANCE SCAM ALERT: WARNING OVER CREDIT CARD PIN CODE THEFTS SPEEDY, HELPFUL: YOUR FEEDBACK ON FRENCH BANK REACTIONS TO FRAUD 12 FRENCH BANKS TAKEN TO COURT FOR NOT REIMBURSING FRAUD


VICTIMS


Trending News

Does board size influence the firm performance? A global literature review

Adams, R.B. and Mehran, H. (2012), “Bank board structure and performance: evidence for large bank holding companiesâ€,...

Police make desperate plea over liverpool parade after suspect named

THE DRIVER IN THE LIVERPOOL PARADE ATTACK HAS BEEN NAMED AND PICTURED – BUT POLICE OFFICIALS WERE QUICK TO MAKE A PLEA W...

Footie star booted off team for x-rated snaps now earns 'one hundred times more'

A JAW-DROPPING FUTSAL STAR, WHO WAS BOOTED OFF HER TEAM FOR POSTING RAUNCHY SNAPS, HAS NOW CLAIMED SHE EARNS 'ONE H...

2016 new jersey small business owner survey: the need for a competitiv...

This survey examines opinions on issues related to retirement planning, savings plans, and a legislative proposal to cre...

3 'hidden' asteroids hurtling towards earth with 'blast' stronger than atom bomb

SCIENTISTS HAVE WARNED THREE HUGE ASTEROIDS CAPABLE OF WIPING OUT ENTIRE CITIES COULD BE HURTLING TOWARDS EARTH WITHIN W...

Latests News

What credit card purchase protection is there in france?

WE LOOK AT WHETHER THERE IS A FRENCH EQUIVALENT TO THE UK’S SECTION 75 RULES ALLOWING CONSUMERS TO REQUEST A REFUND FROM...

Association of a functional tandem repeats in the downstream of human telomerase gene and lung cancer

ABSTRACT Chemoprevention has been widely explored as a promising strategy for controlling the incidence of lung cancer, ...

How to protect yourself when turbulence hits

Col. Sam Joplin, a 23-year veteran of the Air Force who now flies for a major cargo carrier, says that while pilots can ...

An interaction graph approach to gain new insights into mechanisms that modulate cerebrovascular tone

ABSTRACT Mechanisms to modulate cerebrovascular tone are numerous, interconnected, and spatially dependent, increasing t...

What students are saying about college readiness and what high schools can do

Thursday, November 17, 2 p.m. ET Click here for more information about this chat. _Underwriting for the content of this ...

Top