Working and living abroad after retirement

Another resource is the 2016 Annual Retire Overseas Index, from the online publication Live and Invest Overseas. This year's No. 1 place: the picturesque coastal region of Algarve,

Portugal. International retirement expert Kathleen Peddicord and her team develop the annual ranking using statistics from public records, as well as sandals-on-the-street reporting by

correspondents. 2. LEVERAGE LANGUAGE. If you speak a foreign language, or just studied one in high school, it can make sense to focus on places where it's spoken. And keep in mind that

your English skills can open the door to a wide range of work that includes teaching English, interpreting and guiding English-speaking tourists. You might land a job at a hotel,

tourist-oriented art gallery, bistro, B&B, retail shop or real estate agency. For leads, check out ExpatExchange.com, a popular website on living abroad. "Expat retirees typically

move to warm, beachfront areas such as Ecuador, Panama, Costa Rica, the Philippines, Thailand, the Dominican Republic, Mexico and Belize," says founder Betsy Burlingame. "These

areas are also popular tourist destinations, and expat retirees can often find work in businesses related to the tourist industry." The Paolini & Stanford Winery produces 25,000

bottles of organic wine a year. Maryse Pen 3. GO FOR A LENGTHY VISIT. Before settling on a place, spend a couple of months there to see if you really fit in. Befriend local expats and learn

what brought them there and what kind of jobs they might have. Do your own sleuthing by talking to local business people. Understand the local employment laws. Find out if the country allows

foreigners to hold the kind of job you want and whether a work permit is required. Also, gauge competition for the job you're seeking; supply and demand applies as much here as

anywhere. 4. SEEK OUT VIRTUAL EMPLOYMENT. You don't have to pick a place to live based on the job market there. Turn what you've done your entire career into a virtual consulting

or project assignment-based business that you can do online. It's the ultimate telecommute, provided you have a good internet connection. 5. OPEN A BRICKS-AND-MORTAR BUSINESS. This is

more ambitious, but often it's doable. Patrice Wynne closed her independent bookstore, Gaia, in Berkeley, Calif., and retired with the goal of taking a break and enjoying the good life

abroad. She discovered she wanted to keep working and remain creatively engaged.