Can you get social security retirement benefits and ssdi?

No. If you are eligible for more than one kind of benefit, Social Security will pay you whichever is higher. [embedded content] In most cases, if you're already getting Social Security

Disability Insurance (SSDI), you're better off sticking with that rather than taking early retirement, which is available starting at age 62. Here's why: Regardless of your age

when you start collecting SSDI, you receive what you would get if you claimed benefits at full retirement age (FRA) — the age at which you are entitled to 100 percent of the benefit

calculated from your average monthly earnings. (FRA is 66 and 8 months for those born in 1958, 66 and 10 months for those born in 1959 and 67 for people born in 1960 or later. ) If you turn

62 in 2025, you’re eligible for only 70 percent of that full retirement benefit, so your SSDI benefit will probably be higher. When you reach FRA, the disability benefit automatically

converts to a retirement benefit, and you’ll get the same monthly amount you’ve been getting. A possible exception arises if, along with SSDI, you are collecting workers’ compensation or

drawing a disability benefit from a government job at which you didn’t pay Social Security taxes. These could shrink your SSDI payment to the point where you might be better off switching to

the reduced retirement benefit at 62. KEEP IN MIND Your full retirement benefit is based on your average monthly income in your 35 highest-earning years, adjusted for historical wage

trends. Since you may have worked fewer than 35 years when you claimed disability benefits, the calculation for SSDI is different: Your full benefit is derived from your adjusted monthly

average income from age 21 until the year your disability began.