Americans without a retirement plan, by state

More than half of nongovernment workers have no access to a retirement savings plan through their employers. The likelihood that your employer offers such a plan may well depend on where you

live. New Mexico ranked last, with nearly 64 percent of its private employees lacking access to a plan; North Dakota fared best, with 39 percent of its private-sector workers lacking a

workplace savings option. Where did your state fall? Check out the full rankings. NUMBER AND PERCENTAGE OF PRIVATE WAGE AND SALARY WORKERS AGES 18-64 WHOSE EMPLOYERS DO NOT OFFER A

RETIREMENT PLAN (AVERAGE 2010-2012) STATE % W/OUT RETIREMENT PLAN #W/OUT RETIREMENT PLAN Alabama  Alaska  Arizona  Arkansas  California  Colorado  Connecticut  District of Columbia  Delaware

  Florida  Georgia  Hawaii  Idaho  Illinois  Indiana  Iowa  Kansas  Kentucky  Louisiana  Maine  Maryland  Massachusetts Michigan  Minnesota  Mississippi  Missouri  Montana  Nebraska  Nevada

  New Hampshire New Jersey  New Mexico  New York  North Carolina North Dakota  Ohio  Oklahoma  Oregon  Pennsylvania Rhode Island  South Carolina  South Dakota  Tennessee  Texas  Utah 

Vermont  Virginia  Washington  West Virginia  Wisconsin  Wyoming  50.4  49.3  58.1  53.8  57.7  46.8  45.2  47.5  45.7  60.8  53.1  50.6  53.4  47.9  47.7  43.2  43.4  50.2  56.9  45.7  47.2

  49.8  51.1  39.8  56.1  46.1  49.8  45.7  57.2  44.5  53.5  63.8  53.9  51.9  39.4  45.6  48.4  47.6  44.1  47.9  53.6  42.3  50.0  57.8  52.6  45.5  45.2  45.2  45.1  42.2  48.3  776,562

  115,745  1,303,382  530,800  7,443,486  885,455  605,956  156,057  101,761  3,900,532  1,744,599  219,001  275,796  2,317,653  1,091,157  520,676  423,578  786,996  815,411  228,775 

998,713  1,267,978  1,759,934  873,643  495,468  999,824  155,607  322,274  569,332  235,804  1,767,114  359,943  3,621,611  1,667,227  101,840  1,893,868  581,904  642,042  2,149,076 

188,644  826,790  128,910  1,100,912  5,343,118  525,868  111,717  1,291,424  1,122,330  251,666  955,723  93,409  U.S. TOTAL FOR 2012 51.7% 57,653,566